ANALISIS STRATEGI DIGITAL UNTUK PENINGKATAN KEUNGGULAN KOMPETITIF DALAM RANGKA IMPROVISASI KINERJA KEUANGAN UMKM

Authors

  • Nunik Nurmalasari Sekolah Tinggi Ilmu Ekonomi Sutaatmadja Subang, Jawa Barat
  • Estu Widarwati Sekolah Tinggi Ilmu Ekonomi Sutaatmadja Subang, Jawa Barat
  • Revina Nita Audina Sekolah Tinggi Ilmu Ekonomi Sutaatmadja Subang, Jawa Barat
  • Devy Widya Apriandi Sekolah Tinggi Ilmu Ekonomi Sutaatmadja Subang, Jawa Barat
  • Bismantara Sekolah Tinggi Ilmu Ekonomi Sutaatmadja Subang, Jawa Barat
  • Mohammad. H Holle Institut Agama Islam Negeri Ambon

DOI:

https://doi.org/10.33477/eksy.v6i1.7124

Abstract

Micro, Small and Medium Enterprises (MSMEs) have a major role in most economies in developing countries and their improvisation is determined by the Government's commitments. MSMEs have been impacted by the Covid 19 Pandemic so their financial performance had decreased due to the government policy in the imposition of restrictions on community activities (PPKM). MSMEs' financial performance can be determined by MSMEs' strategies and one of popular is the digital implementation in their business process for increasing the competitive advantage. This study aims to examine the role of digital strategy on financial performance that is mediated by competitive advantage in MSMEs. The sample selected owner MSMEs as respondents from some sub-districts of Subang. The questions are analyzed by the Method of Successive Interval (MSI), then processed with the regression model and Sobel test for testing the hypotheses. The results showed that MSME’s digital strategy has significant impact on incresing their competitive advantage. Furthermore, MSMEs’s financial performance depend on their quality of digital strategy and competitive advantage. The implication of finding is that MSMEs must be able to optimize their digital strategies for taking a lot of opportunities from their competitive advantages to improve the financial performance.

Keywords: Strategy Digital, Competitive Advantage, Financial Performance, MSMEs

References

Anggun Lestari, D., Dewi Purnamasari, E., & Setiawan, B. (2020). Pengaruh Payment Gateway terhadap Kinerja Keuangan UMKM, Vol. 1, Issue 1.

Armiani, A., Basuki, B., & Suwarno, N. (2021). Teknologi Digital Memediasi Dampak Strategi Bisnis Terhadap Kinerja UMKM Di Nusa Tenggara Barat Jurnal Ekonomi Dan Keuangan https://doi.org/10.24034/j25485024.y2021.v5.i3.4892

Astuti, W., Manajemen, J., & Ekonomi, F. (2016). Pengaruh Kemampuan Manajemen dan Karakteristik Usaha Terhadap Kinerja Usaha UKM Olahan Produk Salak di Kabupaten Banjarnegara

Ayuni, R., & Asmaul Husna, (2022). Strategi Pemasaran UMKM Kelurahan Anggut Atas dalam Menghadapi Pasar di Era Pandemi Covid-19. Jurnal Multidisiplin Dehasen, 1(4), 473–478

Bahtiar Abdillah, M., Marsha Aulia Hakim, R., Melisa Damiri, D., & Fithriya Zahra, dan. (2017). Business Strategy Analysis on SMEs Bamboo Craft In Bandung City. In Jurnal AdBispreneur, Vol. 2, Issue 3.

Bello Alkasim, S., & Hilman Abdul Manaf bin Bohari, H. (2018). The mediating effect of competitive strategy on the relationship between market development, Product development and performance of manufacturing based SMEs in Nigeria. In www.jbrmr.com A Journal of the Academy of Business and Retail Management, Vol. 12

Diah, L., Cahyadi, C. R., Luh, N., Sri, P., & Pradnyani, P. (2022). Digitalisasi UMKM Dengan Menggunakan Pendekatan TOE Model, Jurnal Ekonomi dan Bisnis Universitas Udayana https://ojs.unud.ac.id/index.php/EEB/index

Effendi, M. I., Sugandini, D., &Istanto, Y. (2020). Social Media Adoption in SMEs Impacted by COVID-19: The TOE Model. Journal of Asian Finance, Economics and Business. https://doi.org/10.13106/jafeb.2020.vol7.no11.915

Etanim, F. (2022). Dampak E-Commerce dan Digitalisasi Perpajakan Terhadap Kinerja UMKM yang Dimoderasi Insentif Pajak (Vol. 7, Issue 1). http://journal.uta45jakarta.ac.id/index.php/MAP

Gangwar, H., Date, H., & Ramaswamy, R. (2015). Understanding determinants of cloud computing adoption using an integrated TAM-TOE model. Journal of Enterprise Information Management https://doi.org/10.1108/JEIM-08-2013-0065

Guo, H., Yang, Z., Huang, R., & Guo, A. (2020). The digitalization and public crisis responses of small and medium enterprises: Implications from a COVID-19 survey. Frontiers of Business Research in China. https://doi.org/10.1186/s11782-020-00087-1

Hardiky, M. I., Nova, D. K., Rahmadewi, A., & Kustiningsih, N. (2021). Optimalisasi Digital Payment Sebagai Solusi Pembayaran UMKM Roti Kasur, Jurnal Riset Entrepreneurship. https://doi.org/10.30587/jre.v4i1.2193

Ilmu Ekonomi Fakultas Ekonomi dan Bisnis Islam, P., Sunan Ampel Surabaya Jl Ahmad Yani, U., Timur, J., Nur Azizah, F., Fadilah Ilham, I., Putri Aqidah, L., Aliyani Firdaus, S., Agung Dwi Astuti, S., & Buchori, I. (2020). Strategi UMKM untuk Meningkatkan Perekonomian selama Pandemi Covid-19 pada saat New normal. OECONOMICUS Journal of Economics, 5(1).

Irwan Hariandi, M. S., Gumanti, T. A., & Wahyudi, E. (2019). E-Commerce, Competitive Advantage And Business Performance Of Banyuwangi Small And Medium-Sized Enterprises., Internasional Journal odf Scientific Technology Research

Jatmiko, B., Udin, U., Raharti, R., Laras, T., & Ardhi, K. F. (2021). Strategies for MSMEs to Achieve Sustainable Competitive Advantage: The SWOT Analysis Method. Journal of Asian Finance, Economics and Business, 8(3), 505–515. https://doi.org/10.13106/jafeb.2021.vol8.no3.0505

Jubaedah, S., & Destiana, R. (2016). Kinerja Keuangan Usaha Mikro Kecil dan Menengah di Kabupaten Cirebon Sebelum dan Sesudah Mendapatkan Pembiayaan Syariah. In JRKA (Vol. 2).

Kilay, A. L., Simamora, B. H., Putra, D. P. (2022). The Influence of E-Payment and E-Commerce Services on Supply Chain Performance: Implications of Open Innovation and Solutions for the Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity https://doi.org/10.3390/joitmc8030119

Latifah, L., Setiawan, D., Aryani, Y. A., & Rahmawati, R. (2021). Business strategy – MSMEs’ performance relationship: innovation and accounting information system as mediators. Journal of Small Business and Enterprise Development, 28(1), 1–21. https://doi.org/10.1108/JSBED-04-2019-0116

Lovita, E., Ardheta, P. A., Prabantoro, G., Sunarsih, U., Dahlifah, D., Mustika, M., & Nasution, N. (2022). Digitalisasi UKM: Solusi Menjalankan Bisnis di Era Normal Baru Covid-19. PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan, 2(1), 49–54. https://doi.org/10.36406/progresif.v2i1.552

Nguyen, H., Hoang, T., Tran, M., Hai, T., Nguyen, Y., & Truong, D. D. (2021). The Influence of Competitive Advantage on Financial Performance: A Case Study of SMEs in Vietnam. 8(5), 335–343. https://doi.org/10.13106/jafeb.2021.vol8.no5.0335

Pengembangan, S., Koperasi, K., Umkm, D., & Pendahuluan, E. W. (n.d.). Book Chapter Digitalisasi Bisnis Sebagai Alternatif Scale Up Strategy UMKM Dan Koperasi Menyongsong Era The Next Normal (Pasca Pandemi Covid-19).

Pengembangan, S., Koperasi, K., Umkm, D., & Pendahuluan, E. W. (n.d.). Book Chapter Digitalisasi Bisnis Sebagai Alternatif Scale Up Strategy UMKM Dan Koperasi Menyongsong Era The Next Normal (Pasca Pandemi Covid-19).

Senuk, A., Pratama, R., Ekonomi Pembangunan, I., Ekonomi dan Bisnis, F., & Khairun, U. (2022). Strategi Digitalisasi UMKM Kota Ternate dalam Menghadapi Pandemi COVID-19. Jurnal Abdi Masyarakat Indonesia (JAMSI), 2(6), 1815–1822. https://doi.org/10.54082/jamsi.524

Slamet, R., Nainggolan, B., Ramdani, H., Hendriyanto, A., lu, L., & Ilma, ul. (2016). Strategi Pengembangan UKM Digital Dalam Menghadapi Era Pasar Bebas. Jurnal Manajemen Indonesia

Sudirman, E. (2020). Strategi Usaha Kecil Menengah Menghadapi Digitalisasi Pemasaran, Jurnal Ilmu Manajemen. https://doi.org/10.32502/jimn.v9i2.2

Suhaeni, T., Administrasi Niaga, J., & Negeri Bandung, P. (2018). Pengaruh Strategi Inovasi Terhadap Keunggulan Bersaing di Industri Kreatif (Studi Kasus UMKM Bidang Kerajinan Tangan di Kota Bandung). Jurnal Riset Bisnis Dan Investasi, 4(1), 57.

Suriyanti, L. H., &Binangkit, I. D. (n.d.). Peran Kebijakan Pemerintah Dalam Memoderasi Pengaruh Strategi Bisnis Terhadap Kinerja Usaha (Studi Kasus Pada UMKM Bidang Makanan dan Minuman di Kota Pekanbaru

Tirtayasa, S., Nadra, I., & Khair, H. (2021). Strategi Pemasaran Terhadap Peningkatan Kinerja UMKM dimoderasi Teknologi pada masa Pandemi Covid-19 The Effect of Marketing Strategy on Improving SMEsPerformance is moderated by Technology during the Covid-19 Pandemic. Jurnal Ilmiah Manajemen Dan Bisnis, 22(2), 20371. https://doi.org/10.30596/jimb.v22i2.7395

Trzaska, R., Sulich, A., Organa, M., Niemczyk, J., Jasiński, B. (2021). Digitalization business strategies in energy sector: Solving problems with uncertainty under industry 4.0 conditions. https://doi.org/10.3390/en14237997

Ulas, D. (2019). Digital Transformation Process and SMEs https://doi.org/10.1016/j.procs.2019.09.101

Wardhana, A. (2015). Strategi Digital Marketing dan Implikasinya pada Keunggulan Bersaing UKM di Indonesia https://www.researchgate.net/publication/327069950

Wijaya, L. D., & Simamora, V. (2022). Pengaruh Kapabilitas Teknologi Informasi dan Kapabilitas Inovasi Terhadap Strategi dan Dampaknya Keunggulan Bersaing UMKM Kuliner, Jurnal Ilmiah Akuntansi dan Bisnis, Vol. 7, Issue 1 http://journal.undiknas.ac.id/index.php/akuntansi

Downloads

Published

2024-06-30

How to Cite

Nurmalasari, N., Widarwati, E., Audina, R. N., Apriandi, D. W., Bismantara, & Holle, M. H. (2024). ANALISIS STRATEGI DIGITAL UNTUK PENINGKATAN KEUNGGULAN KOMPETITIF DALAM RANGKA IMPROVISASI KINERJA KEUANGAN UMKM. AMAL: Jurnal Ekonomi Syariah, 6(1), 24–41. https://doi.org/10.33477/eksy.v6i1.7124

Issue

Section

Articles