FINTECH PEER TO PEER LENDING DALAM PERSPEKTIF MAQASHID AL-SYARIAH (STUDI PADA PT. AMARTHA MIKRO FINTEK)

Authors

  • Nahria Latuconsina IAIN Ambon
  • Didin Baharuddin IAIN Ambon
  • Arizal Hamizar IAIN Ambon

DOI:

https://doi.org/10.33477/thk.v16i2.1653

Abstract

Tulisan ini membahas Fintech pada platform peer to peer lending yang yang dilakukan oleh PT. Amartha Mikro Fintek. Kajian ini melihat fintech tersebut dalam sudut pandang maqasid al-syariah. Dalam transaksinya PT. Amartha Mikro Fintek melakukan penggunaan teknologi, mendukung keterbukaan data dan kemudahan dalam akses mendapatkan pembiayaan dan pemberian dana, penggunaan sistem tanggung renteng, penggunaan asuransi dari Jamkrindo. Hal-hal yang dilakukan oleh PT. Amartha Mikro Fintek merupakan bentuk menjaga maslahat nasabahnya, baik peminjam maupun pendana, sehingga sesuai dengan maqasid al-syariah. Kata Kunci: Fintech peer to peer lending, Maqasid al-Syariah

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Published

2020-12-31

Issue

Vol. 16 No. 2 (2020): TAHKIM

Section

Articles

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